All seniors have access to the federally-subsidized Medicare program. In addition, they have the option of purchasing a Medicare supplement, also known as medigap insurance (note: not connected with or endorsed by the U.S. government or the federal Medicare program.). For low income seniors or those living on a fixed income, there are some special programs like Medicaid that can help provide essential health insurance coverage. Finally, there are many types of coverage, such as long term care, that go beyond traditional health insurance and can help guarantee freedom and financial stability for seniors as they get older.
